Sahayo.inहर व्यापार का डिजिटल सहायक
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New Girvi Hisaab & School Accounting — early access open

Your smart business helper

हर व्यापार का डिजिटल सहायक

Sahayo builds simple, dependable software for credit societies, vyaparis, jewellers, clinics, shops and schools — offline-first, in Hindi and English, with your data always in your hands.

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Works offline हिंदी + English Data stays with you Made in India
Interest up to today₹35,422
Reminder sentAsha Sharma · 11:30
7focused product helpers
Offlineworks without internet
हिं + EnHindi & English
Win + Androiddesktop & tablet
Our products

One family of helpers. Each built for one job.

Pick the helper made for your work — or combine them. They share the same proven interest engine, design and support.

● Available
Credit Cooperative Helper

Society e-Banking · सोसाइटी ई-बैंकिंग

Complete core-banking software for credit cooperative societies and pat sansthas — members, deposits, loans, daily collection, interest and statutory reports.

  • Members, FD, RD, saving & loan accounts
  • Daily collection with mobile import/export
  • Automatic interest posting & NPA classification
  • General ledger, trial balance, P&L, balance sheet
Explore Society e-Banking
● Available
Vyapari Finance Helper

Vyapari Khatabook · व्यापारी खाताबुक

The digital bahi-khata for traders who lend and borrow money on interest — party-wise loans, interest up to today, multi-loan receipts and clear ledgers.

  • Party-wise loans with their own ROI
  • Interest up to today — calendar or 30-day month
  • One payment split across many loans
  • Printable receipts and party ledgers
Explore Vyapari Khatabook
● Available
Loan Interest Helper

Loan Calculator · लोन कैलकुलेटर

A fast, no-fuss interest calculator for the counter — enter amount, dates and ROI, add as many loans as you like and print the total in Hindi or English.

  • ROI per ₹100 per month
  • Calendar days or 30-day month
  • Many loans with marked totals
  • Print view in Hindi or English
Explore Loan Calculator
● Coming soon
Girvi Hisab Helper

Girvi Hisaab · गिरवी हिसाब

Girvi (pledge) management for jewellers and pawn brokers — items with weight and purity, photos, interest due, release and overdue alerts.

  • Item-wise girvi with weight & purity
  • Photos of every pledged item
  • Interest per ₹100 per month
  • Release, part-payment & overdue alerts
Join early access
● Available
Homeo Clinic Helper

Homeo Clinic · होम्यो क्लिनिक

A tablet app for homeopathy doctors — handwritten case notes with a stylus, prescriptions, symptom photos, old paper files, appointments and WhatsApp reminders.

  • Stylus handwriting for notes & Rx
  • Patient files with photos & old records
  • Appointments with WhatsApp reminders
  • Encrypted automatic backups
Explore Homeo Clinic
● New
Account Helper

Accounting · अकाउंटिंग

Simple accounting for Indian shops with true Hindi typing — type in English, pick the Hindi word. Parties, places, customers and books of accounts.

  • Hindi typing built in (Hinglish → हिंदी)
  • Party, place & customer masters
  • Simple, uncluttered screens
  • Offline and private
Explore Accounting
● Coming soon
School Accounts Helper

School Accounting · स्कूल अकाउंटिंग

Fee collection, dues, receipts, expenses and salary accounts for private schools — with class-wise dues and clear reports for the management.

  • Fee structure by class & route
  • Instant fee receipts
  • Class-wise and student-wise dues
  • Expenses, salary & cash book
Join early access
See it working

Real screens, made for real work

No clutter, no jargon. Just the screens you need, laid out the way you already think about your business.

Credit Cooperative Helper

Analytical dashboard

Deposits, loans, members and NPA for the whole society on one screen — with monthly collection trends and the deposit mix.

  • Members, FD, RD, saving & loan accounts
  • Daily collection with mobile import/export
  • Automatic interest posting & NPA classification
See Society e-Banking
Why Sahayo

Built for how India actually works

Most software is designed somewhere else and adapted for India. Sahayo starts here — with the methods, languages and conditions of Indian business.

Works without internet

Every Sahayo helper runs on your own computer or tablet. Power cut at the tower? Your work carries on.

Your data stays with you

Records live in a file on your device — not on our servers. You decide where copies go.

Hindi & English

Hindi typing, Hindi prints and Hindi names where it matters. Software that speaks your customer’s language.

Indian methods, built in

Byaj per ₹100 per month, inclusive day counts, yearly compounding, FD/RD, NPA — the way it is really done here.

Print-ready everything

Receipts, ledgers, slips and reports that look professional on any printer, or as a PDF on WhatsApp.

Backups that save the day

Built-in backup — encrypted where it matters — so a broken computer is an inconvenience, not a disaster.

Fast and simple

Clean screens, keyboard-friendly entry and instant search. Learnt in an afternoon, not a month.

Fair licensing

A licence per device, with sample data to try first. If a licence lapses you can still view and print your records.

Support from people who care

We help with setup, data migration from Excel and training — in Hindi or English.

Getting started

Up and running in three steps

Book a free demo

Tell us about your work. We show you the product with sample data that looks like your business.

Install & bring your data

We help you install, licence the device and import your existing records from Excel.

Work with confidence

Use it every day, print what you need and keep regular backups. We are here when you need help.

Trusted helpers for

Credit cooperative societiesPat sansthasTraders & vyaparisMoney lendersJewellersHomeopathy doctorsClinicsKirana storesWholesalersPrivate schoolsCoaching institutesAccountants
From the blog

Guides for smarter business

Practical articles on interest, cooperative banking, record keeping and going digital.

₹2 सैकड़ाByaj, the traditional way
Interest & Loans18 October 20268 min read

How to Calculate Byaj (Interest) at “₹ per 100 per Month” — With Examples

A simple guide to calculating interest the traditional Indian way — rate per ₹100 per month, counting days, yearly compounding and part payments — with worked examples.

Related: Loan Calculator
30 vs 31Day-count methods
Interest & Loans9 October 20266 min read

Calendar Days vs 30-Day Month: Which Interest Method Should You Use?

Two ways of counting days give two different interest figures. Learn how the calendar method and the 30-day (360-day year) method work, with examples and when to use each.

Related: Loan Calculator
सहकारिताSociety software guide
Cooperative Banking27 September 20269 min read

Credit Cooperative Society Software: A Practical Buying Guide

What should software for a credit cooperative society or pat sanstha do? A checklist covering members, deposits, loans, daily collection, interest, NPA, reports, backup and migration.

Related: Society e-Banking
Read all articles
FAQ

Questions we hear often

What is Sahayo?

Sahayo (pronounced Sa-ha-yo, from सहायक — “helper”) is your smart business helper: a family of focused software products for Indian businesses: Society e-Banking, Vyapari Khatabook, Loan Calculator, Girvi Hisaab, Homeo Clinic, Accounting and School Accounting. Each one does one job really well.

Do Sahayo products need internet?

No. They are offline-first and run on your own Windows computer or Android tablet. Internet is only needed for optional things like sending a WhatsApp reminder or copying a backup to your cloud drive.

Can I try before buying?

Yes. Book a free demo through the contact form. Most products also include sample data so you can explore every screen before entering your own records.

Do you help move our existing data?

Yes. Several products import from Excel — members, accounts, loans or patients — and our team helps with the first migration.

Is Hindi supported?

Yes. Loan Calculator prints in Hindi or English, Accounting has built-in Hindi typing (type in English, pick the Hindi word), and names and places can be stored in Hindi.

How do I buy or get pricing?

Use the contact form and choose the products you are interested in. We will share pricing suited to the size of your business.

See Sahayo working on your own data

Book a free, no-obligation demo. We will set it up with sample entries from your business so you can judge it properly.

Book a free demo Compare products